iTrust. Trust isn't just a promise. It's clarity in every financial decision.

Open your account, add funds and choose a plan that fits your goals. Give your idle money the chance to grow.

Open an account See how it works

How to get started

Create your account

Sign up in minutes and you're ready to go.

Fund your account

Top up with your bank card, SEPA transfer or instant payment.

Choose a plan

Find the right fit based on your goals, preferred term and risk tolerance.

Stay in control

See where your funds are allocated and how the results change over time, right from the platform.

Potential returns of up to 11.63% APY

Pick the plan that matches your timeline, budget and ambitions.

Start with just €1

Ideal if you want to start with a smaller amount.

Terms that fit your life

Choose from plans ranging from 1 to 36 months.

Automated. Transparent. Effortless.

Smart automation minimizes manual management while keeping the process simple and clear.

100% digital and convenient

Handle everything online - with no paperwork, whenever it suits you.

Quick withdrawals

Withdrawals of unallocated funds typically take 1-2 business days.

Find your perfect plan

Give your available funds a clear plan. Select a term that aligns with your goals, starting from just €1. Before deciding, review each plan's return potential, duration and terms. All plans support automatic renewal.

Up to 6.72% APY

6.5% per year

  • Start from 1 €
  • Minimum term: 1 month

Up to 7.79% APY

7.5% per year

  • Start from 100 €
  • Minimum term: 6 months

Up to 11.63% APY

11% per year

  • Start from 500 €
  • Minimum term: 12 months

The Annual Percentage Yield (APY) reflects the return earned over one year, including the effect of compounding.

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Calculate your potential return

Use the calculator to see how results may develop based on the amount and term you select.

€

Estimated total value

APY allows for a like-for-like comparison of returns across different terms and accounts for the effect of compounding.

Potential interest earned

Initial amount added

The calculator result is illustrative. Review the terms, fees and risks before making a decision.

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Simple, transparent pricing

No hidden fees, just clear pricing so you can focus on what matters.

Account-related fees

Opening an account

Totally free, no strings attached.

0 €

Using the platform

No monthly fees. Account management is on us.

0 €

Deposits and withdrawals

Adding funds

Deposits are always free.

0 €

Withdrawing to your bank

A fee applies to each withdrawal.

2 €

Still deciding? Here's why people pick iTrust.

Sign up in minutes

No paperwork, no hassle - just a fast, simple setup.

Full transparency

You always know exactly where your money is allocated. No surprises.

Predictable results

Consumer loans issued only to individuals whose creditworthiness has been assessed.

Real people. Real loan claims. Real impact.

Your funds are allocated to iTrust claims arising from loans issued to individuals.

Easy in, easy out

Free deposits and fast withdrawals - unallocated funds arrive in 1-2 business days.

  • Visa
  • Mastercard

Customer support is here for you

We're here to help you get clear answers to your questions.

Automatic renewal available

Your plan can keep going automatically when the term ends - no extra steps needed.

Manage it from any device

Just as smooth on your phone as it is on your laptop.

Got questions? We've got answers.

What is iTrust?

iTrust offers a service through which you can direct your funds into iTrust claims (which arise from loans issued to private individuals). On the platform, you can choose plans with different periods and expected rates of value change. The value of a claim depends on the cash flows underlying the service and may increase or decrease over time. Results are not guaranteed. This is not a deposit, an investment service, or an investment product.

How much can the value of a claim grow?

It depends on the chosen amount and period. The expected annual rate of value change reaches up to 11.63% APY, but actual results may differ (they depend on the economic performance of the cash flows underlying the service and are not guaranteed). Use the calculator to see what the expected change in value of your claim could be.

What is the minimum amount for acquiring a claim?

The minimum amount to get started is 1 euro. The number of claims you can acquire is not separately limited, but acquiring claims depends on the opportunities available on the platform, the service terms, and your preferences.

What platform costs should I expect?

iTrust has no hidden or recurring administrative fees. A bank transaction fee may apply when making a withdrawal.

Can I withdraw my money at any time?

You can withdraw free funds that are not tied to an active claim and a fixed period. If you want to end the period of an active claim before its term, contact customer support and we will look into whether it is possible. Early termination and withdrawal depend on the service terms and liquidity and are not guaranteed.

How quickly does a withdrawal reach my bank account?

Free funds that are not tied to an active plan generally reach the bank account within 1–2 business days. The exact time depends on the bank and the type of payment. If you want to withdraw funds from an active plan before its term, contact customer support. Early termination is not guaranteed.

What risks are involved in acquiring iTrust claims?

At iTrust, your funds are directed into claims that depend on loans issued to private individuals. The value of a claim may increase or decrease over time and results are not guaranteed. Partial or total financial loss is possible. On our side, we perform thorough due diligence to assess and manage risks, but this does not eliminate them entirely. Before making a decision, you clearly see the amount, period, expected change in value, and all the terms.

Can a company acquire claims at iTrust?

Yes. Both private individuals and companies that meet the service terms can acquire claims. When opening a company account, we may ask for additional documents, such as information confirming the right of representation and details about beneficial owners.

Still have questions? See all questions and answers here.

Your idle funds deserve a plan for the future.

Open an account, choose the right term and track your results from a single dashboard. No paperwork, no surprises. Start from just €1. Simple, fast and transparent - entirely in your control.

iTrust. Trust isn't just a promise. It's clarity in every financial decision.

Open an account
plant

Get in touch

Not sure which plan is right for you? Contact us. We'll be happy to explain the terms, fees and how the service works.

info@itrust.ee

Customer service hours
Mon - Thu 9:30 AM - 4:00 PM

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